Experts Behind Risk Management
Riskipankki is more than just software – it’s a service built to support SMEs, combining expert guidance alongside digital tools that simplify daily tasks. We are entrepreneurs and professionals who believe effective risk management should be accessible to all – clearly, concretely, and business-supportive.
We combine experience, technology, and practical understanding so that risk management eases the burden and strengthens your company’s operations.






Riskipankki
Where It All Began
At Riskipankki, we kept encountering the same challenge: SMEs wanted to manage their risks systematically, but implementing risk management according to ISO 31000 felt complex, cumbersome, and sometimes impossible. Something clearer and more practical was needed.
Ilkka Sillanpää and Henrik Salmela decided to take action. Ilkka brought extensive experience in building management systems and risk management processes across industries. Henrik contributed software development expertise and a fresh perspective on how digitizing risk management could genuinely simplify everyday work. They wanted to unite expert work and software into one clear solution tailored for SMEs.
They were joined by Toni Järveläinen, who had long helped companies develop sales and customer relationships. Toni understood the crucial role systematic risk management plays in a company’s competitiveness – and how, when built correctly, it can support strategic decision-making.
Together, we created Riskipankki: a service where an expert walks alongside you, the software provides support, and risk management is built around the customer’s daily reality. The first versions were developed in close cooperation with pilot customers from various industries. This early collaboration ensured the solution meets real needs and suits a wide range of SMEs. Riskipankki is not an IT project, but a partner helping to control risks and strengthen business continuity.
Making Risk Management Visible in Daily Work
What Does Riskipankki Do?
“Risk management isn’t a separate report or project – it should be visible in every decision and process. A good system supports work instead of burdening it.”

Riskipankki helps SMEs build and maintain systematic risk management following ISO 31000 principles. We combine digital tools, a human-centered approach, and expertise into one seamless service.
- Custom Software Designed specifically for SME risk management needs – easy to use, clear, and adaptable.
- Experienced Expert Walks alongside and ensures risk management aligns with ISO 31000 principles and the company’s daily reality.
- Comprehensive Risk Management Risk identification, assessment, handling, monitoring, and reporting all well organized – in one place.
Riskipankki doesn’t stay lost in folders or forgotten Excel files – it grows with the company and evolves alongside it. Riskipankki is a practical tool for every employee’s daily work. It ensures risk management is not just a leadership goal, but genuinely integrated into everyday activities across the organization.
Solution for SME Risk Management
Who Is Riskipankki For?
Our service is aimed at SMEs from various sectors – especially those who:
- Want to systematically identify and manage business risks.
- Need a risk management tool that meets customer and stakeholder requirements.
- Are looking to strengthen business continuity and decision-making.
- Value clear, practical, and customer-oriented support.
- Want to bring transparency and structure to their risk management.
Systematic Without Unnecessary Complexity
Why Riskipankki?

Riskipankki is genuinely built for the needs of SMEs. We understand that time and resources are limited, but risk management can’t be neglected. That’s why we offer a service that integrates systematic risk management into daily life – clearly and practically.
- From SME Entrepreneurs for SMEs: We know what SMEs need in risk management – and what they don’t.
- Expert Support Included: You’re not alone – our experts help build and develop risk management tailored to your company.
- Extensive Experience and Impact: We have supported over a hundred companies across industries, with thousands of employees using our service throughout Finland.
- Practical Results: Riskipankki has identified and assessed thousands of risks, created action plans, and monitored risk developments – systematically and measurably.
- Risk Management in Practice: We don’t just talk about risk management – we embed it into your organization’s everyday operations.
Our Promise: Smoothness, Control, and Impact
Our Customer Promise
Riskipankki is genuinely built for SMEs. We understand that time and resources are limited, but risk management can’t be neglected. That’s why we offer a service that integrates systematic risk management into daily life – clearly and practically. Riskipankki is a solution you can trust – from day one.
- Ease
- Our service is designed so that deployment and usage succeed without heavy projects or special expertise.
- Speed
- Get started quickly and see the first concrete benefits early on. We do things efficiently without unnecessary bureaucracy.
- Quality
- Our experts ensure your risk management meets ISO 31000 principles and supports business development.
- Cost-Effectiveness
- You receive expert support and software in one package – with clear pricing and no surprises.
Risk Management That Grows with Your Business
Our Mission
We help SMEs make risk management a concrete and measurable part of everyday operations. We build systems that support business, streamline daily work, and adapt to growth and technological development – leveraging AI and digital solutions.
Systematic Approach Supporting Growth
Our Vision
Our goal is to create the market’s most practical and smart tool for SME risk management. Riskipankki is not just a risk register – it’s part of enterprise resource planning, integrated into daily operations and other systems. We utilize AI, automation, and data analytics so risk management doesn’t get stuck in folders but constantly creates added value. Riskipankki grows with its clients and adapts to business changes – easily, effectively, and reliably.




Results in Numbers
- Satisfied Customers
- 100+
- Risk Identification Rate
- 100%
- Implementation
- 30 min
- Expert Support
- 24/7
Practical Work Based on Our Values
Our Values
- Clarity
- We bring a clear and understandable structure to complex risks. We speak plainly – no jargon.
- Expertise
- We combine deep knowledge of ISO 31000 with years of SME experience. We know what risk management demands – and how it serves business.
- Trust
- You can trust us. We deliver on our promises and are there when things get urgent or questions arise. We are a long-term partner building lasting client relationships.
- Entrepreneurship
- We operate with an entrepreneurial approach: agile, responsible, and results-driven. We understand what entrepreneurship means in practice – and build solutions to support it.
- Responsibility
- For us, responsibility means action, not words. We build systems that genuinely enhance risk awareness and business sustainability.
Team
The People Behind Riskipankki

Risk management isn’t a separate report or project – it should be visible in every decision and process. A good system supports work instead of burdening it.

Risk management must be clear, logical, and easy to use – also digitally. We develop software that truly supports everyday risk management without taking time away from the work.

Good risk management isn’t just a register – it must serve decision-making, business continuity, and the development of the entire organization.